J. Poels Financial

Precision Thinking for Retirement

Welcome to J. Poels Financial Online!

We appreciate your interest in our firm's services.

Finding an investment advisory and financial planning firm that will meet your current and future needs is extremely important. Every year there seems to be more organizations offering these services, and it is often difficult to tell the difference between them, at least on the surface.

In reality, there are many differences, especially when it comes to the integrity and quality of rendered advice. Our firm maintains its independent status for one primary reason - we believe it is the only way to consistently deliver high quality, unbiased advice.

We invite you to review our professional services presented on our web site which includes our current complimentary offers. In addition, we have included a few sample illustrations to provide viewers with a general idea on how our services can add value. 

If you would like to receive additional information, for no cost or obligation, please contact us at (888) 878-5757 or visit the "Contact Us" section on our site.

Again, thank you for your initial interest.

John P. Poels, ChFC, AAMS

 

       Sample Financial Plan                                    Sample Asset Allocation

    Click Here                                  Click Here

  

      

Important Consumer Information:
1) A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a particular state after licensure or satisfying qualification requirements of that state, or only if they are excluded or exempted from the state`s broker-dealer, investment advisor, BD agent, or IA representative requirements, as the case may be.
2) Follow-up, individualized responses to consumers in a particular state by broker-dealer, investment advisor, BD agent, or IA representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state`s broker-dealer, investment advisor, BD agent, or IA representative requirements, or pursuant to an applicable state exemption or exclusion.
3) For information concerning the licensure status or disciplinary history or a broker-dealer, investment advisor, BD agent, or IA representative, a consumer should contact his or her state securities administrator.
4) Cambridge Investment Research Advisors, Inc. is registered with the SEC as an investment advisor in accordance with the Investment Advisers Act of 1940. The information presented herein is for informational purposes only and does not constitute a solicitation or an offer to sell securities or investment advisory services. To obtain a copy of Cambridge Investment Research Advisors, Inc. Form ADV please contact us.
Calculators

LTCI Cost of Waiting

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

More Calculators →

Newsletters

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

HOT TOPIC: American Manufacturing: Rebound or Renaissance?

During the last decade, U.S. manufacturing lost millions of jobs to foreign competition. The sector appears to be coming back strong, adding almost half a million jobs since 2010 as productivity rises. This article examines the conditions that originally caused the exodus of U.S. industrial production and those that may bode well for its future.

Finding a Good Time to Invest

When a prominent stock market index closes above an important threshold, many investors who have been sitting on the sidelines may see it as good time to invest, but they may have missed a significant part of the rally. Waiting for the "right" moment to invest could prove to be a costly and ineffective strategy.

For Better, For Worse: Communicating About Retirement

A recent study indicates that couples are not communicating clearly about retirement goals and strategies, even as they approach retirement age. This article offers suggestions to open a dialogue and encourages couples to discuss their retirement needs and desires with each other and with their financial advisor.

More Newsletters →